How Do I Save On Home Insurance?

You can save money on home insurance in a number of ways. Here are nine great ideas to start saving right away!

1. Shop Around - Call different insurance companies to get rate quotes.

2. Raise Your Deductible - The bigger the deductible the bigger the discount.

3. Keep Home and Auto Policies With Same Company - Many companies give discounts if you buy homeowner's and auto coverage from them.

4. Insure Your Home Not The Land - The land your home sits on is not at risk from fire, theft and other perils.

5. Improve Security and Safety - Deadbolts, burglar alarms, and smoke detectors can bring discounts of 5 % each.

6. Senior Discounts - Insurance companies have found that retired people stay at home more and spot fires sooner than working people.

7. Group Coverage - Alumni and business associations often work out deals with insurance companies.

8. Check Your Policy Annually - You can make any necessary adjustments so your policy refects the value of your home and belongings.

9. Be Loyal To Your Insuance Company - Many insurance companies offer discaounts as a reward to loyal customers.